Is Your Home Underinsured for Natural Disasters? Find Out in Minutes

Most homeowners have dangerous gaps in their disaster coverage. Vorilanex analyzes your earthquake, flood, and wind/hail exposure so you can protect your largest asset.

Analyze My Coverage Gaps

Complete Disaster Coverage Analysis

Earthquake Risk Scoring

Assess your property's seismic exposure based on fault proximity, soil type, and historical event data.

Wind/Hail Gap Analysis

Identify coverage gaps in your homeowners policy for wind and hail damage specific to your region.

Flood Zone Assessment

Determine your FEMA flood zone, evaluate flood insurance requirements, and estimate flood damage exposure.

Self-Insurance Calculator

Model the cost of self-insuring against specific perils versus purchasing additional coverage.

Deductible Optimizer

Find the optimal deductible level that minimizes your total cost of risk across all hazard types.

Multi-Hazard Portfolio

View your complete natural disaster risk profile in one dashboard with prioritized action items.

How It Works

1

Enter Property Details

Provide your address, property value, and current coverage information.

2

Run Gap Analysis

Our engine scores your risk across earthquake, flood, and wind/hail hazards.

3

Get Your Plan

Receive prioritized recommendations to close coverage gaps and optimize costs.

Backed by Real Data

  • ✓FEMA flood zone maps (NFIP)
  • ✓USGS earthquake hazard data
  • ✓NOAA storm event database
  • ✓State insurance rate filings
  • ✓Property construction standards
  • ✓Historical claims frequency data

Don't Wait for a Disaster to Find Out You're Underinsured

Free analysis. No account required. Results in under 60 seconds.

Analyze My Coverage Gaps